What Time Can You Buy Lottery Tickets In Nj

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Guaranteed Prize Amounts set a constant (fixed) prize amount for each Pick-3 and Pick-4 wager type. When a ticket wins, it is awarded a fixed guaranteed amount regardless of how many other tickets are eligible to win that same prize. The amount won is always the same (based on the wager), regardless of the draw or specific winning number combination. See the Pick-3 ODDS & PRIZES page for more information.

Players must select at the time of purchase how they want to be paid when they win the jackpot. If a choice is not made at the time of purchase, the payment option will default to Annuity. The Annuity option can be changed to the Lump Sum Cash option at the time of prize claim. A choice of the Lump Sum Cash option at the time of purchase cannot be changed to the Annuity option at the time of prize claim.

The cash prizes for both games are the amounts needed to fund the purchase of bonds to satisfy the respective annuity amounts for both games. The annuity for Powerball, however, is a graduated annuity; payments in that annuity increase over time, and the overall length of the annuity payout period is longer. Mega Millions annuity payments are the same from year to year, which requires the use of a different type of annuity than what Powerball uses. You see a difference in the cash payouts because the bonds to fund each of these different types of annuities have different costs.

CASH4LIFE DOUBLER Tickets will be sold every day during the normal business hours of the Retailers authorized to sell CASH4LIFE tickets, or other means authorized by the Lottery. The sale period for any particular CASH4LIFE lottery Drawing will terminate on the date of the Drawing at approximately 8:45 p.m. Eastern Time.

Players must select at the time of purchase how they want to be paid when they win the jackpot or second-level prize. If a choice is not made at the time of purchase, the payment option will default to Annuity. The Annuity option can be changed to the Lump Sum Cash option at the time of prize claim. A choice of the Lump Sum Cash option at the time of purchase cannot be changed to the Annuity option at the time of prize claim.

We get winners all the time, from all over the state, including a record-setting $190 million Mega Millions winner in Cape May County, and another winner of $82.5 million in Mega Millions, also won by a Cape May County couple.

Section a (5 )"The manner of payment of prizes to the holders of winning tickets or shares, including, subject to the approval of the State Treasurer, provision for payment of prizes not to exceed $599.00 by agents licensed hereunder out of moneys received from sales of tickets and shares."

While we ask that our agents always cash in any and all winning tickets they may receive that are under $599.00, we also understand that, for valid business reasons, this may not always be able to occur.

Since we request that Lottery funds be kept separate from the "regular store" funds, the funds may not always be available to cash a large (and sometimes even a small) winning ticket. The reasons for this can range from the time that the winner is trying to cash their ticket (the agent hasn't done enough business at that point to cover the amount of the win) to the Lottery funds depleted from paying out on a number of winning claims already.

Please keep in mind, we offer these as explanations, not excuses. While it is up to each of our agents to operate their individual businesses in their own particular way, it is still in their best interest to cash in winning tickets, since they receive a commission on the tickets they do cash.

Prizes of up to $599.50 should be redeemed directly from the retailer. Prizes of $600 and over require the completion of a New Jersey Lottery Claim Form, which can be mailed or delivered to Lottery Headquarters. Winners of top prizes often prefer to hand deliver their winning tickets, but it is not required. Hand delivering your claim form will not result in immediate payment. All claims require up to least two to three weeks for processing.

For more information, please call the Lottery's Customer Service Department at 1-800-222-0996. All winners, tickets, transactions, drawings, prizes and prize payments are subject to New Jersey Lottery Rules and Regulations and State Law.

The Lottery is operating under strict guidelines instituted to keep both our players and employees safe. Due to the volume of claims received and the staffing limitations within these guidelines, players can expect to have their claims processed within six (6) weeks from the date their claim is received by the Lottery. In some instances, the processing time may be longer. If there are any issues with your claim, or if additional information is needed, a Lottery representative will contact you. We apologize for the delay and thank you for your understanding and patience. If you wish to find out more about the status of your winning ticket claim, please contact Lottery's Customer Service Department at 1-800-222-0996.

Prizes of $599.50 or less can be redeemed at Lottery retailers. Prizes of $600 or more must be redeemed by New Jersey Lottery Claim Form. Prizes are subject to federal tax withholding at the time of payment. The group should assign one person to serve as the contact.

All winners, tickets, transactions, drawings, prizes and prize payments are subject to New Jersey Lottery Rules and Regulations and State Law. In the case of a married couple that files a joint tax return, a single claim form can be filed and a single check will be processed.

A group can claim a term annuity prize, and the Lottery would send separate checks to each winner each year. Please note, though, that this is only for term annuities. Life annuities (like those associated with our "Win for Life" instant ticket game) can only be claimed by one person. Also, if a group chooses the annuity option, they have the option of requesting that the New Jersey Lottery sell that annuity on their behalf within 60 days. However, the sale will be governed by the market rates at the time of sale, and therefore, you could possibly lose money or increase your winnings based on the rates at the time of sale.

Many VIP Club emails are sent out as bulk emails and according to email settings with service providers, some emails may arrive at different times in the day. You or your email service provider may have set preferences on your email service to prevent you from receiving bulk emails in a timely manner. Please contact your email service provider if you have questions about how your emails are being delivered. It is also respectfully suggested that you add vipclub@njlottery.com to your contacts list to help ensure delivery.

You must be a member of the VIP Club to submit non-winning ticket entries for Million Dollar Replay, Lottery Bonus Zone second chance promotions, and any other second chance drawing programs. Entries into second chance drawings are not accepted via the U.S. mail or any other method. Entering non-winning tickets online is an option available only to VIP Club members.

The annuity amount is determined by the cash available and the current interest rate for government securities. The annuity is paid over 26 payments, an initial check followed by 25 annual installments. These payments are also subject to the Federal withholding rates. The annuity rate will vary with the interest rates at the time of the purchase of the annuity, since we rely on these United States government bonds to fund annuity prize payments.

The annuity for Powerball, however, is a graduated annuity; payments in that annuity increase over time, and the overall length of the annuity payout period is longer. Mega Millions annuity payments are the same from year to year, which requires the use of a different type of annuity than what Powerball uses. This means there is a difference in the cost of purchasing the bonds needed to fund a Powerball annuity, and that cost is reflected in the cash value for the jackpot.

Should you hold a winning Pick-6, CASH4LIFE, Powerball or Mega Millions ticket and it has been purchased as an annuity ticket, the New Jersey Lottery will immediately purchase the annuity at the rate available. You do have the option of requesting that the New Jersey Lottery sell that annuity on your behalf within 60 days. However, the sale will be governed by the market rates at the time of sale; therefore, you could possibly lose money or increase your winnings based on the rates at the time of sale.

Also, contact the New Jersey Lottery's Security Unit immediately at (609) 599-6100. Our Security Unit takes these "lottery scams" very seriously, and looks into each particular "scam" in great detail. Please submit the 'scam' material you have received, along with as many details as possible (i.e. instructions, your contact information, etc.). You can forward this information to the Security Unit by email (publicinfo@lottery.state.nj.us), by fax (609) 599-5814, ATTN: Security Unit, or via regular mail to New Jersey Lottery; Security Unit; P.O. Box 041; Trenton, NJ 08625-0041. 781b155fdc